Tag: retirement

Anne Lester – Baby Boomers: How to save Smart Money and Retire on Time

Retirement planning is intimidating, and it’s hard to know where to start. Do you feel like you’re behind? Are you worried that it’s too late to save for retirement? The fact is, there’s no one right answer when it comes to how much you need to save for retirement. Depending on your age, income, health, and other factors, you may need more or less than the average person. If you’re not saving adequately for retirement, then you’re setting yourself up for a difficult future. You may have to work longer than you’d like or make significant cuts to your lifestyle in retirement. If you are a baby boomer, did you save enough for retirement? The answer is dependent on what you mean by “adequate.” Americans have traditionally relied on Social Security, private pensions, and personal savings to secure their retirement income. This system has served the seniors well Since World War II. But the future is uncertain. The baby boomer generation has created a long-term imbalance in Social Security. Even if privatization is used, the solution must reduce benefits or raise taxes. Since workers can access their pension funds earlier, the future of private pensions is uncertain. Personal saving has been stagnant for over a decade. Savings account for retirement has virtually vanished. Baby Boomers are retiring in large numbers. Many do not have enough saved for their retirement. Beyond a lack of planning, a key reason that Baby Boomers lack retirement savings are due to the 2008 financial crisis, the global pandemic as well as chronic low-interest rates. With an increasing number of Americans retiring each year, there is a greater emphasis on retirement literacy. The time has come for retirees and pre-retirees to gain the knowledge they need to make sound financial decisions in retirement. It is critical to have a plan in place to ensure that you are on track for a secure retirement. Today my guest is Anne Lester, a former portfolio manager and Head of Retirement Solutions for JPMorgan Asset Management’s Solutions group – retired in 2020.——————– Bio: Anne Lester is a former portfolio manager and Head of Retirement Solutions for JPMorgan Asset Management’s Solutions group – retired in 2020. She is on a mission to help Americans, particularly those in their 20s and 30s, understand that it is possible for them to achieve a happy retirement, ON THEIR TIME AND TARGET. Anne continues to be a regular commentator on an array of retirement issues for consumers, industry, and public policy. She is also working on a book that will help younger savers understand how to overcome their own behavioral biases when it comes to preparing for retirement. Visit Anne Lester on LinkedIn: https://www.linkedin.com/in/savesmartwanne/Save Smart. Win Your Way: https://annelester.com/

Hanh Brown – How to Age Gracefully: Tips for a Happy, Healthy, and Retirement-ready Life

As I’ve gotten older, I’ve realized that there are so many factors that contribute to aging gracefully. It’s not just about the way we look on the outside, but also about how we feel on the inside. That’s why I believe that the link between mental health, nutrition, exercise, and embracing our natural beauty is so important. In this podcast episode, I want to share some of the lessons I’ve learned about aging gracefully and how we can take care of ourselves as we get older. From the importance of maintaining a positive mindset and finding ways to manage stress to the role of good nutrition and regular exercise in maintaining physical and mental health, I’ll be exploring the ways that we can age gracefully from the inside out. And, of course, I’ll be sharing my thoughts on the importance of embracing our natural beauty. After all, aging gracefully isn’t about trying to look younger or conforming to unrealistic standards of beauty. It’s about celebrating the unique qualities and experiences that come with getting older and feeling comfortable and confident in our own skin. So join me on this journey as we explore the link between mental health, nutrition, exercise, and embracing our natural beauty, and learn how we can age gracefully from the inside out. 1. The Link Between Mental Health and Aging: How to Combat Ageism and Negative Stereotypes2. The Power of a Positive Mindset: How to Age Beautifully from the Inside Out3. The Role of Nutrition and Exercise in Aging Gracefully4. The Impact of Genetics and Environmental Factors on Aging5. The Benefits of Embracing Your Natural Beauty as You Age Thank you for listening, and I hope this podcast episode has inspired you to embrace the beauty of aging. 👉 See our Website:  https://podcast.boomerliving.tv/🎙  Boomer Living Podcast: https://hanhdbrown.com/👉 LinkedIn https://bit.ly/2TFIbbd

Hanh Brown – Golden Years: Living Life on Your Own Terms

In this thought-provoking episode of the “Golden Years: Living Life on Your Terms” podcast, we delve into various aspects of retirement living that contribute to a fulfilling and independent lifestyle. Our discussion covers essential topics such as maintaining independence, personal fulfillment, health and wellness, and staying connected with others. We share valuable tips on how to stay active and engaged in the community, explore new hobbies and interests, prioritize physical and mental well-being, and foster meaningful intergenerational connections. This episode is packed with practical advice, and insightful reflections on making the most of your retirement years and living life on your terms. If you’re ready to embark on an enriching journey to maximize your golden years, subscribe to our podcast and stay tuned for more in-depth discussions on how to create a vibrant and fulfilling retirement. Join us as we explore the many facets of living life on your terms during this exciting new chapter! 👉 See our Website: https://podcast.boomerliving.tv/🎙 Boomer Living Podcast: https://hanhdbrown.com/👉 LinkedIn